Legal Notice

Welcome to the Assured Life Association website - www.assuredlife.org. This notice provides important information concerning our organization, the terms of your use of this website, and our efforts to protect your privacy. If you have any questions concerning this information on the website, please contact us at the address provided below.

Assured Life Association is organized as a fraternal benefit society under the laws of Colorado to provide life insurance and annuity products to its members. We are licensed and transact business in 42 states as indicated in the Territory section below. Our National Association of Insurance Commissioners (NAIC) identification number is 56499.

Product Information: Assured Life Association carefully adheres to the insurance laws and regulations of the states in which we transact business.  By providing insurance or annuity product information on this website, we do not intend to offer to sell or invite you to purchase any insurance or annuity product if to do so would violate the insurance laws of any state or if you are located in a state in which we are not licensed to transact business.  The insurance and annuity product descriptions contained herein are provided for informational purposes only and are intended to give you a general idea of the products and services available from Assured Life Association.  Please note that all products and services described herein may not be available in every state or there may be variations in the forms and applications for certain products depending upon location.  For specific product details, costs, and availability, please contact us.

Privacy Policy: Your privacy is important to us.  Assured Life Association has developed this privacy policy for the benefit of our members and users of this website and to demonstrate our commitment to protecting your privacy.  The following information summarizes our personal data gathering and distribution practices associated with this website.  Please note that we reserve the right to change this Privacy Policy, or any other policy or practice, at any time.  Any such changes will be effective immediately upon posting to this website.  You should review this website for information concerning such changes.  Your continued use of this website following posting of such changes will be conclusively deemed acceptance of the changes.

Collection of Personal Informationy: In order to provide you with high quality and relevant information, we may periodically collect certain personal information during your visit to this website.  This information is used only to respond to any requests by you for further information or to improve our content and service.

Distribution of Personal Information: All personal information that we may collect is maintained in the strictest confidence.  We do not sell, share, license, or otherwise distribute member and user personal information.

Third Party Websites.

This website may contain hyperlinks to other websites owned or administered by third parties not affiliated with Assured Life Association.  These third party websites are provided for your convenience and information only. By including such links in this website, we do not endorse, approve, or certify the accuracy or completeness of any information, product, or service referenced or provided at such third party websites.  We are not responsible in any way for transactions between users and such third parties.  Furthermore, users should be aware that third party websites are not within the control of Assured Life Association and are not subject to our privacy policy or other policies and practices.  Users of this website should check the policies and practices of third party websites to see how their personal information may be utilized by the operators of such sites.

Hyperlinks to third party websites for those organizations, companies or benefit providers providing one or more of the fraternal benefits for Assured Life Assured are provided for your convenience and information only.  Just as Assured Life Association is not responsible for either the content of the third party organizations, companies or benefit providers' websites or their respective terms of privacy policies, these third party organizations, companies or benefit providers are not responsible for either the content of Assured Life Association's website or the terms of its privacy policy.  Further, Assured Life Association's website does not permit to appear or be uploaded with any defamatory, libelous, obscene, profane or pornographic content or any content which violates any federal, state or local laws or the property rights of any third party.  Finally, the third party organizations, companies or benefit providers may "unlink" their respective hyperlink at any time for any reason upon notice to Assured Life Association.

Intellectual Property Rights

The information contained in this website is protected by various federal, state, and international laws, including but not limited to United States copyright, trade secret, trademark, and intellectual property laws and regulations.  The contents of this website and all materials distributed in conjunction with the website are copyrighted © 2014 Assured Life Association, all rights reserved.  Information contained in this website or distributed in conjunction therewith may not be copied, distributed, "mirrored" or "framed" on another website, or otherwise duplicated or distributed without our express written permission.  You may print one copy of the information contained herein for your personal use.

LIMITATION OF LIABILITY AND WARRANTY.  USE OF THIS WEBSITE IS ENTIRELY AT YOUR OWN RISK.  THE MATERIALS ON THIS WEBSITE ARE PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OF IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES CONCERNING THE AVAILABILITY OR CONTENT OF INFORMATION, PRODUCTS, AND SERVICES; AND ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.  ASSURED LIFE ASSOCIATION DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS ON THIS WEBSITE WILL BE UNINTERRUPTED OR FREE FROM ERRORS, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER ON WHICH IT IS LOCATED ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.  ASSURED LIFE ASSOCIATION MAKES NO WARRANTIES OR REPRESENTATIONS CONCERNING THE USE, RESULTS OF THE USE, CORRECTNESS, COMPLETENESS, ACCURACY, OR RELIABILITY OF THE MATERIALS ON THIS WEBSITE.  BY USING THIS WEBSITE, YOU HEREBY AGREE TO HOLD HARMLESS ASSURED LIFE ASSOCIATION FROM ANY AND ALL CLAIMS ARISING FROM SUCH USE, INCLUDING BUT NOT LIMITED TO NECESSARY COSTS OF SERVICE, REPAIR, OR CORRECTION RESULTING FROM SUCH USE.

Digital Millennium Copyright Act Compliance: It is the policy of Assured Life Association to comply with all applicable intellectual property laws and regulations.  In accordance with the provisions of the Digital Millennium Copyright Act (17 U.S.C. § 512) (DMCA), Assured Life Association strives to accommodate and not interfere with “standard technical measures,” as defined in the DMCA, which are designed for use by copyright owners to identify and protect copyright material.  Furthermore, we may block access to or delete any copyright infringing material posted by users of this website.  If a Notice of Copyright Infringement is received by Assured Life Association, we will promptly take the steps authorized by the DMCA to disable access to or remove the infringing material pending further action.  If an infringing user of this website repeats such infringing conduct, we may terminate the infringing user’s access to this website.

Complaints concerning possible copyright infringement involving information posted on the Assured Life Association website should be directed to:

Diane Muller
Secretary and Vice President of Operations
Assured Life Association
PO Box 3169
Englewood, CO 80155
Telephone: 303) 468-3810
Facsimile: (866) 663-8560
Email: assuredservice@assuredlife.org

Additional information concerning the Digital Millennium Copyright Act and other copyright issues is available from the United States Copyright Office at www.loc.gov/copyright.

Territory: Assured Life Association is licensed to transact business in the following states:

Alabama
Arizona
Arkansas
California
Colorado
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Mississippi
Missouri
Montana
Nebraska
Nevada
New Jersey
New Mexico
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
Washington
West Virginia
Wisconsin
Wyoming

Contact Us: We welcome your questions and comments.  If you have any comments or questions about this website or the products and services described herein, please contact us by e-mail at assuredservice@assuredlife.org or by regular mail at:

Assured Life Association
PO Box 3169
Englewood, CO 80155
Telephone: 303) 468-3810
Facsimile: (866) 663-8560

Facts on Aging

Per Sherrie Mcgregor, Ph.D. (Everyday Health), the elderly generally show very high interest in associating with friends and close family members. What they show less interest in than younger adults is the expansion of their social networks to make new friends.
Sherrie Mcgregor, Ph.D. (Everyday Health)

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